PCS Tool · Budget Forecaster

Your BAH covers rent. Will you actually be comfortable?

The BAH tool answers one line of your budget. This is the whole picture — take-home, allowances, spouse income, and every monthly expense at the new base — so you get your real monthly cushion and a straight verdict before you sign anything.

Money coming in

Monthly, from your LES + household. BAH and BAS are tax-free.

Your military take-home$Base pay after taxes + deductions (your LES net, minus allowances)BAH$Tax-free housing allowance — exact figure on your LESBAS$Tax-free food allowance — flat monthly, on your LESSpecial / incentive pay$Sea, flight, hazard, bonus (prorate a bonus to monthly)Spouse income$Monthly take-homeOther income$Side work, rental income, benefits

Money going out

Every monthly bill at the new base — be honest with the discretionary line.

Rent / mortgage$Include taxes + insurance if you own (PITI)Utilities$Power, water, gas, internet, phoneFood & groceries$Transportation$Car payment, gas, auto insuranceChildcare$Other insurance$Life, renters, out-of-pocket healthDebt payments$Credit cards, loans (minimums)Savings / investing$TSP beyond match, emergency fund, etc.Everything else$Subscriptions, dining out, discretionary

Your monthly forecast

Start entering numbers on the left — your income, expenses, cushion, and a verdict update live here. Nothing is sent anywhere; it stays on this device.

Every figure is yours — we don't assert pay, BAH, or BAS amounts. Pull the exact numbers from your LES; this just does the math and gives you a read.