2026 BAH · NORFOLK/PORTSMOUTH, VA (VA298)
NAS Oceana BAH Rates 2026
The full 2026 Basic Allowance for Housing table for NAS Oceana, by pay grade — with and without dependents. Rates are verified from the official DTMO lookup, effective 2026-01-01.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,229 | $1,707 |
| E-2 | $2,229 | $1,707 |
| E-3 | $2,229 | $1,707 |
| E-4 | $2,229 | $1,707 |
| E-5 | $2,430 | $1,908 |
| E-6 | $2,559 | $2,043 |
| E-7 | $2,604 | $2,235 |
| E-8 | $2,661 | $2,463 |
| E-9 | $2,796 | $2,487 |
| W-1 | $2,574 | $2,166 |
| W-2 | $2,628 | $2,460 |
| W-3 | $2,697 | $2,496 |
| W-4 | $2,832 | $2,562 |
| W-5 | $3,000 | $2,616 |
| O-1E | $2,613 | $2,427 |
| O-2E | $2,685 | $2,481 |
| O-3E | $2,859 | $2,547 |
| O-1 | $2,454 | $2,022 |
| O-2 | $2,556 | $2,367 |
| O-3 | $2,694 | $2,505 |
| O-4 | $3,054 | $2,601 |
| O-5 | $3,318 | $2,625 |
| O-6 | $3,342 | $2,673 |
| O-7 | $3,366 | $2,718 |
| O-8 | $3,366 | $2,718 |
| O-9 | $3,366 | $2,718 |
| O-10 | $3,366 | $2,718 |
Monthly rates in USD. O-8 through O-10 receive the O-7 rate (the DTMO table caps at O-7). Source: DTMO 2026 BAH Rate Lookup (defensetravel.dod.mil). We transcribe these rates verbatim — we never estimate or round.
Questions about NAS Oceana BAH
- What is BAH, and how does it work at NAS Oceana?
- Basic Allowance for Housing (BAH) is a tax-free monthly stipend that helps offset the cost of housing when you live off base. Your rate is set by your Military Housing Area (MHA), your pay grade, and whether you have dependents — not by your actual rent. NAS Oceana falls in the NORFOLK/PORTSMOUTH, VA MHA (VA298).
- How is my NAS Oceana BAH rate determined?
- Three things: your MHA (the NORFOLK/PORTSMOUTH, VA area for NAS Oceana), your pay grade, and your dependency status (with or without dependents). Look up your exact grade in the table above. Rates are the same for everyone in the MHA at a given grade — they don't change based on your specific address or landlord.
- Does NAS Oceana have its own BAH rate?
- NAS Oceana uses the NORFOLK/PORTSMOUTH, VA MHA rate, which it shares with Naval Station Norfolk and JEB Little Creek-Fort Story and Dam Neck Annex and Norfolk Naval Shipyard and USCG Base Portsmouth. There isn't a separate "NAS Oceana" rate — the MHA covers the whole housing market around the base.
- What's the difference between "with dependents" and "without dependents"?
- If you have eligible dependents (a spouse and/or children), you receive the higher "with dependents" rate regardless of how many. Single service members with no dependents receive the "without dependents" rate. The difference can be several hundred dollars a month.
- When do 2026 BAH rates change?
- BAH rates update once a year. New rates publish in mid-December and take effect January 1 (2026-01-01 for the 2026 rates shown here). If you PCS mid-year, your rate is set by the MHA you move to, effective your report date.